:root{--navy:#03142e;--gold:#e7bb68;--ivory:#faf7ef;--ink:#12253e;--muted:#4e5c6a;--line:#ddd5c4}
*{box-sizing:border-box}
body{margin:0;color:var(--ink);background:var(--ivory);font:16px/1.65 Arial,Helvetica,sans-serif}
a{color:inherit;text-underline-offset:.24em}
a:focus-visible{outline:3px solid #ae7522;outline-offset:4px}
img{display:block;max-width:100%;height:auto}
h1,h2,h3{font-family:Georgia,serif;font-weight:400;line-height:1.08;margin:0;text-wrap:balance}
h1{font-size:clamp(2.65rem,6vw,5.5rem);letter-spacing:-.045em}
h2{font-size:clamp(2rem,4vw,3.25rem);letter-spacing:-.025em}
h3{font-size:1.55rem}
p{margin:0}
p+p{margin-top:1rem}
.wrap{width:min(1160px,calc(100% - 48px));margin-inline:auto}
.dark,header,footer{background:var(--navy);color:var(--ivory)}
header{border-top:3px solid var(--gold);border-bottom:1px solid #ffffff25}
.bar{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0}
.brand img{width:208px}
nav{display:flex;align-items:center;gap:clamp(12px,2.5vw,32px);flex-wrap:wrap}
nav a{padding:8px 0;text-decoration:none;font-size:.94rem}
nav a:hover,nav a[aria-current]{color:var(--gold);text-decoration:underline}
.skip{position:absolute;top:-100px;left:1rem;background:var(--gold);color:var(--navy);padding:8px;z-index:1}
.skip:focus{top:1rem}
.hero{display:grid;grid-template-columns:1fr 1fr;min-height:560px}
.hero-copy{padding:clamp(2.8rem,7vw,7rem) clamp(1.5rem,5vw,5rem) clamp(2.8rem,7vw,7rem) max(24px,calc((100vw - 1160px)/2));align-self:center}
.hero figure{margin:0;min-width:0;position:relative;background:#29384b}
.hero figure img{width:100%;height:100%;position:absolute;object-fit:cover}
.eyebrow{margin:0 0 1rem;color:#795420;text-transform:uppercase;font-size:.72rem;font-weight:700;letter-spacing:.19em}
.dark .eyebrow,footer nav a{color:var(--gold)}
.lead{margin-top:1.4rem;font-size:1.11rem;max-width:47ch}
.dark .lead{color:#e0e5ec}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:1.7rem}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:.65rem 1.1rem;border:1px solid var(--gold);background:var(--gold);color:var(--navy);font-weight:700;text-decoration:none;border-radius:2px}
.button:hover{background:#f5d297}
.outline{background:transparent;color:inherit}
.dark .outline:hover{color:var(--navy)}
.band{padding-block:clamp(3rem,7vw,6rem)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.5rem,6vw,5rem);align-items:start}
.center{max-width:790px}
.rule{border-top:1px solid var(--line)}
.details{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.8rem;margin-top:2rem}
.details article{border:1px solid var(--line);border-bottom:2px solid #bd9250;background:#fff}
.card-copy{padding:1.4rem}
.loan-types{margin:1rem 0 0;padding-left:1.2rem;color:var(--ink)}
.loan-types li+li{margin-top:.3rem}
.details p{margin-top:.75rem;color:var(--muted)}
.note{margin-top:1.6rem;font-size:.88rem;color:var(--muted)}
.about{border-bottom:1px solid #ffffff2b}
.statement{border-left:2px solid var(--gold);padding-left:1.4rem;color:var(--gold);font:clamp(1.65rem,3.5vw,2.75rem)/1.2 Georgia,serif}
.contact-list{border-top:1px solid var(--line);margin:0}
.contact-list div{border-bottom:1px solid var(--line);padding:1rem 0}
.contact-list dt{font-weight:700}
.contact-list dd{margin:0;overflow-wrap:anywhere}
footer{padding:2rem 0;font-size:.85rem;color:#d5deeb}
footer .bar{align-items:start;flex-wrap:wrap}
footer .disclosure{border-top:1px solid #ffffff30;margin-top:1rem;padding-top:1rem}
@media(max-width:760px){
 .bar{flex-wrap:wrap;gap:4px}
 .brand img{width:174px}
 .hero,.split,.details{grid-template-columns:1fr}
 .hero{min-height:0}
 .hero figure{aspect-ratio:16/10}
 .hero-copy{padding:2.75rem 24px}
}
.hero h1:has(span){font-size:clamp(2.2rem,5.1vw,4.75rem)}
.hero h1 span{display:block}
.feature-image{width:100%;aspect-ratio:3/2;object-fit:cover}

.light-copy{color-scheme:only light;color:var(--navy);background:var(--ivory)}
.light-copy .lead,.light-copy .note,.light-copy .about-copy p{color:var(--navy)}
.about-copy h2+p{margin-top:1.25rem}
.dark .about-copy p{color:#e0e5ec}

nav a.nav-request{border:1px solid var(--gold);color:var(--gold);padding:8px 12px;border-radius:2px}.service-contact{align-self:center;font-size:.9rem}.card-copy .actions{align-items:center}.loan-types a:hover{color:#795420}